10% of Americans used crypto in 2025, highest level since 2022
Key Findings from Federal Reserve Report
According to a Federal Reserve report, 10% of Americans reported using cryptocurrency in any form in 2025, marking the highest level since 2022. This indicates a slight increase in crypto adoption compared to previous years, though it remains relatively low when compared to global trends.
Usage Patterns and Motivations
Among those who used crypto for payments, over 25% stated that businesses preferred crypto due to its advantages such as speed, privacy, and lower transaction costs. This suggests that businesses are increasingly adopting crypto as a payment method, which may drive consumer adoption.
Public Confidence and Trust
Despite growing usage, only 17% of U.S. adults have ever invested in, traded, or used a cryptocurrency. A majority of Americans remain uncertain about the safety and reliability of cryptocurrencies, with 63% expressing lack of confidence.
Context and Comparison
- The 10% figure is consistent with data from the Federal Reserve’s report on the economic well-being of U.S. households.
- While crypto adoption among Americans has increased slightly since 2022, it still lags behind global ownership trends, where over 741 million people own cryptocurrency in 2025.
- Bitcoin reached all-time highs in 2025, and 60% of Americans expect its value to rise under certain political conditions.